CBI.me Research Desk · editorial guide ·

Donation vs property for citizenship by investment

A donation usually offers a simpler contribution route but is spent permanently. Property keeps money in an asset, requires compliance with approved-project and holding rules, and can introduce taxes, fees, valuation and resale risk.

FactorContributionProperty
CapitalSpent permanentlyRemains exposed in an asset
Holding rulesNo asset to resellMinimum hold / approved projects
Extra costsScreening and government feesFees, taxes, valuation and management

The cheapest qualifying amount is not always the cheapest route

Dominica publishes a US$200,000 EDF contribution and a US$200,000 approved-property minimum. The property route adds government fees starting at US$75,000. Equal base amounts can therefore have different total spending.

What counts as an eligible property?

Some countries limit citizenship investment to approved projects. Türkiye’s qualifying-property route has a US$400,000 threshold and a three-year title restriction. Antigua’s approved-property alternative has a US$300,000 minimum and five-year holding requirement.

Questions to ask before buying

Who values the property? Is the project currently approved? Who owns the title? What charges sit outside the price? When can it be sold? Does the next buyer qualify? Who bears construction or project failure risk? What happens if citizenship is refused?

Sources

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